AUTO LOANS

Drive your financial future with PEFCU. Affordable rates and speedy decisions make it easy for you to purchase the new or used car, truck or SUV that fits your needs and your budget. Financing terms range from 12 to 72 months with extended terms available for recreational vehicles including campers and RVs valued at more than $15,000.

For a limited time, get a rate as low as 3.99% APR and pay nothing for 90 days when you get pre-approved and close at any PEFCU location, and sign up for eStatements.*

NOW AVAILABLE Add the Savings Accelerator** to your new PEFCU auto loan and watch your savings grow automatically every month for the life of your loan. Just think what you can do with the savings you'll have by the time your loan is paid off! Learn more.

Apply online now or tell your auto dealer you want PEFCU financing. View our current rates.

Shop at your convenience.

• Learn what vehicle fits your lifestyle and budget with PEFCU Car Shopper.
• Learn how you can automatically save each month during the life of your loan with Savings Accelerator.
• Visit any PEFCU branch, contact PEFCU, or stop by a dealership and ask for PEFCU financing.
• There are current GM auto discounts for credit union members. Click here to learn more.

For disclosures, please see Guide to Member Service and Fee Schedule.

*Credit approval required. APR=Annual Percentage Rate. Offer valid on new PEFCU auto loans or refinances from another lender with terms not to exceed 60 months. Terms over 60 months will result in a higher rate. To qualify for rate as low as 3.99% APR, borrower must get pre-approved and close at any PEFCU branch and sign up for eStatements. Offer valid for a limited time. Vehicle model year must be 2009 or 2010 to be considered for rate as low as 3.99% APR or for terms greater than 60 months. 2008 vehicle model year receives a rate as low as 4.25% APR. Typical repayment example for a loan amount of $20,000 at 3.99% APR is $368.69 for 60 months. Financing on used vehicles available up to retail NADA value. Interest will accrue during the 90 days. Minimum finance amount is $5,000. Select membership or a checking account with additional products and services required to qualify for the offer. Restrictions may apply.

**Subject to credit approval. To qualify for Savings Accelerator, borrower must have direct deposit of payroll, government or pension payments. Loan payments and share certificate deposits must be through auto transfer and at same frequency of direct deposits. Share certificate rate and term to match loan rate and term. Borrower may deposit up to 10 percent of monthly loan payment into share certificate. Early withdrawal from share certificate results in penalty and loss of dividends. See a PEFCU representative for details. Offer valid on new PEFCU auto loans with terms not to exceed 60 months or refinances with remaining terms of 36 or more months. Financing on used vehicles is available up to retail NADA value. Restrictions may apply. Membership eligibility required.