Consumer Rates
Personal and Secured loans are great for life's unexpected expenses. They can also be used for a bit of fun like a weekend get-away or an antique table you can't live without. Enjoy competitive rates and flexible terms on any PEFCU Personal or Secured Loan.
Effective 11.18.09
| Loan Type |
Rate Type |
APR as low as* |
Term/Details |
Apply Online
[Click Below] |
| Personal |
Fixed |
14.10% |
Up to 60 months |
Personal Loan |
|
Secured
(Savings) |
Variable |
Maximum Savings Rate + 2% |
Up to 84 months |
Secured Loan |
|
Secured
(Certificate) |
Fixed |
Certificate
Rate + 2% |
Up to 84 months or term of CD |
Secured Loan |
|
Secured
(Stock or other) |
Fixed |
7.35% |
Up to 60 months |
Secured Loan |
*These rates show Select tier Relationship Rewards with checking member discount. See Relationship Rewards for details.
APR: Annual Percentage Rate.
All rates are subject to change daily.
Auto Rates
Available for any type of new or used automobile or recreational vehicle including motorcycles and boats, our auto loans offer competitive rates and flexible terms. To make things easy, loan payments can be deducted automatically each month from your PEFCU checking or savings account.
Effective 11.18.09
*These rates show Select tier Relationship Rewards with checking member discount. See Relationship Rewards for details.
APR: Annual Percentage Rate.
All rates are subject to change daily.
Visa® Credit Card Rates
Our PEFCU Rewards Visa cards let you show your hometown pride with designs that include the Purdue Action "P", Purdue train, Tippecanoe County Courthouse or Purdue Fountain. Plus our cards are serviced locally, so you call us with questions and concerns - not some company you've never heard of.
PEFCU also offers a ScoreCard Rewards® program. Every time you use your card, you earn valuable bonus points toward great merchandise or travel discounts on airfare, hotels or rental cars.
Effective 11.18.09
| Loan Type |
Rate Type |
APR as
low as |
Term/Details |
Apply Online
[Click Below] |
| Rewards |
Fixed |
11.5% - 17.5% |
Credit Limit: up to $40,000 |
Rewards Visa |
| Student |
Fixed |
17.50% |
$750 opening credit line with yearly account review for credit line increase based on cardholder account management |
Rewards Visa |
APR: Annual Percentage Rate.
All rates are subject to change daily.
Home Equity Rates
Put the equity in your home to work for you with a Home Equity Loan from PEFCU. Use the available equity in your home for new windows, new carpet, a new vehicle, or for your child's educational expenses. Even if your home loan is with another institution, PEFCU can finance your home improvements.
Effective 11.18.09
| Loan Type |
Rate Type |
APR as low as* |
Term/LTV Details |
Apply Online
[Click Below] |
| Home Equity Loan |
Fixed |
6.25% |
5 and 7 years |
Home Equity Loan |
| Home Equity Loan |
Fixed |
7.00% |
10 and 15 years |
Home Equity Loan |
APR: Annual Percentage Rate.
LTV: Loan to Value.
All Rates are subject to change daily.
** Interest only options are available.
*These rates show Select tier Relationship Rewards with checking member discount. See Relationship Rewards for details. All Home Equity Fixed-Rate Loan rates shown based on 80% loan-to-value financing. Up to 100% financing available at differing rates. The Home Equity Line of Credit rate cannot increase more than 6% over the original rate during the life of the loan. See Further Information for details.
Mortgage Loans
PEFCU Mortgage Services has a long history of connecting people in our community with their dream of owning a home. Unlike companies that "sell" your mortgage, we make a long-term commitment to be there for you for the life of the loan. Our team of Mortgage Specialists take a personal approach to helping you with great rates and superior customer service.
We finance mortgages in almost any state. Let PEFCU be your local lender no matter what state your neighborhood is in. Plus our online pre-approval process takes just 20 minutes. Whether you are at home, at your real estate agent's office or anywhere with Internet access you can complete your application and print a pre-approval letter in about 20 minutes.
Click here to view our current mortgage loan rates or begin the application process.