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HOME EQUITY LOANS
Fixed-Rate Home Equity Loans
Put the equity in your home to work for you with a home equity loan from PEFCU. Looking for some extra cash for a home improvement project, new car or even a dream vacation? A Fixed-Rate Home Equity Loan lets you use the available equity in your home to achieve your goals. Plus it doesn't matter what institution holds your primary mortgage loan.
No available equity? No problem.
PEFCU offers a solution: the FHA Home Improvement Loan. PEFCU can help you bring value to your home even if you don't have equity available. If your mortgage loan is new with no available equity or recently refinanced with no available equity, we can still provide financing for your home improvement projects.
- Competitive Rates
- No Annual Fees
- No Prepayment Penalties
- Make payments directly to PEFCU for the life of your loan
Home Equity Lines of Credit
Enjoy the flexibility of a Home Equity Line of Credit. Use the equity in your home for any number of projects or purchases. Borrow only what you need, when you need it, with a variable-rate line of credit tied to the equity in your home. You can draw against the line for up to 12 years with another 12-year period to repay the loan.
- Competitive Rates
- No Annual Fees and No Prepayment Penalties
- No Minimum Draw at Closing
- Interest-Only Payment Option
- Make payments directly to PEFCU for the life of your loan
*For disclosures, please see Guide to Member Services and Further Information.