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HASSLE FREE CHECKING
Meet one of the three and your checking is free!
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1. Elect to direct. Sign up for monthly direct deposit into your checking account.
2. Sum it all up. Maintain a minimum of $2,500 in daily household balances (includes any combination of PEFCU loan, deposit, or PEFCU Trust and Financial Center balances).
3. Unleash your inner techie. Transact your checking account completely electronically each month (without checks or teller-assisted transactions).
Satisfy any of the three options above to waive your $6 monthly checking account fee. Sign up anytime!
Count on PEFCU to offer hassle FREE checking that's easy and sensible! With our wide range of services and technology, you can manage your money when and where it's convenient for you.
Whether you prefer face-to-face or online services, PEFCU offers simple accounts with lots of free services to fit the way you manage your finances.
- Free Visa® Debit Card so you can pay directly from your checking account without the hassle of writing a check.
- Get Rewarded! Earn 1 Bonus Point for every $3 in signed transactions. Use your PEFCU Check Card for everyday expenses and your points will add up quickly! Redeem for free gifts and travel awards at www.scorecardrewards.com†.
Learn more about ScoreCard® Rewards.- Free 24/7 fraud-monitoring service.
- PEFCU's Contact Center is staffed Monday through Friday from 7 a.m. to 7 p.m. Eastern Time with PEFCU representatives ready to answer questions and provide you with another channel of communication.
Apply for membership online now (click the button below). If you are already a PEFCU member or have questions, please, visit any PEFCU branch.
More Technology.
Speedy services keep you in touch with your PEFCU checking no matter where you are. ePay, eStatements, mobile banking and eAlerts are a few of our FREE eServices.
Click here for more details..
Relationship Rewards.
All PEFCU members enjoy the benefits of Relationship Rewards. There is no need to sign up. The Relationship Rewards program is designed to offer rewards based on your total average daily balance (shares and loans combined) at the credit union. Use your rewards for better deposit and loan rates. The greater your balance, the greater your rewards.
| Checking Account | Requirements to avoid monthly fee | Relationship Rewards | Minimum Opening Deposit |
|---|---|---|---|
| Sensible Checking | Direct deposit, $2,500 household balance or transact completely electronically** | eligible | $25 |
| Merit Checking | Complete our exclusive Merit Checking Class*** | eligible | $25 |
| Student Checking | Ages 18 to 25 yrs enrolled in higher education | eligible | $100 |
Stop by a PEFCU location near you or apply online today for Sensible CheckingSM, Merit CheckingSM or Student Checking. Whichever is right for you, you'll know you are making a smart and sensible choice.
Additional services available:
*Membership eligibility required—click here to see if you qualify. Some fees may apply.
**Monthly service fee waived for a Sensible checking account with no direct deposit or less than $2,500 combined household balance when transacted completely electronically for the month (without checks or teller-assisted transactions). For disclosure, please see Guide to Member Services and Fee Schedule.
***If you do not qualify for a checking account because of a blemished credit past, let us help you take the first steps toward financial independence. Your participation in our Merit Checking program guarantees a checking account with our credit union. See a PEFCU Representative full Merit Checking qualification details.
†PEFCU's VISA Debit Card earns one (1) Bonus Point for every three dollars spent. VISA Debit Card PIN transactions are not eligible for Bonus Points. PEFCU's VISA Credit Card earns one (1) Bonus Point for each dollar spent. Balance transfers and cash advances not eligible to earn Bonus Points. Bonus Points from both PEFCU's Debit and Credit cards can be combined before redemption by calling 765.497.3328.